Lucia Protocol is a non-custodial lending and borrowing platform aimed at providing frictionless credit access to both individuals and startup enterprises. At its core, Lucia stands out for revolutionizing the financial sector, offering a comprehensive credit evaluation process that takes into account a multitude of both on-chain and off-chain metrics. This credit availability is intended not just for short-term needs but also for operational sustainability and long-term growth.
This platform allows users to participate as either lenders or borrowers. Lenders can add liquidity to the platform and earn returns through interest and shared platform revenue. Borrowers can apply for loans after undergoing a simple and easy credit analysis and scoring system.
